Refinance Your Home
Whether you want to shorten your loan term, free up cash for home improvement, reduce your interest rate, or convert to an ARM, a refinance is essentially a brand new mortgage that replaces the one you have.
What Fees Do I Incur
You should strive for low or no-cost refinance and getting better terms than what you currently have. If your situation is different because you want to take cash out or consolidate debts.
How Long Does it Take?
A typically refinance usually takes between 2 and 4 weeks. Getting your home appraised is usually where most hang-ups occur so if you can schedule a home appraisal right away.
Does Bad Credit Exclude Me From Ref?
Not exactly. When considering a refinance loan it’s important to remember that the better your credit score the better interest rate you can get.
What’s Involved
Here are some of the steps you’ll be going through and we’re right next to you each and every single step of the way
Apply For A Loan
The personal loans industry is competitive, with hundreds of lenders competing for the attention of borrowers.
Credit Check
Before starting the application process for any kind of loan, it’s a good idea to review your credit.
Income/Employment Verification
An application process where a lender reviews the information you’ve shared, and gives you a loan offer that you might qualify for.
Property Appraisal
Real estate appraisal, property valuation or land valuation is the process of developing an opinion of value, for real property.
Lock Your Rate
A rate lock is a guarantee from a mortgage lender that they will give a mortgage loan applicant a certain interest rate, at a certain price.
Close Your Loan
Once submitted, the lender will review it, decide whether to approve you for the loan, and send you final loan documents if you’re approved.
Work with a Team of Talented Brokers
Let our licensed experts help you navigate today’s complicated lending and real estate environment. Our mission is to serve our customers with honesty, integrity and knowledge. Our goal is to provide lending and real estate solutions custom tailored to our client’s unique needs.
Let’s Work Together
Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction.
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