Learn about different home loan programs, including ARM, fixed, conventional, FHA, jumbo and more.
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Conventional Fixed Rate
Available terms generally range from 10 years, 15 years, 30 years and 40 years.
Lenders who wish to offer these loans must be approved by the Department of Housing.
Adjustable Rate (ARM)
Various types of ARM loans include Hybrid ARMs such as 10/1 year, 7/1 year, 5/1 year and 3/1 year programs
Like a FHA loan, VA loans are private loans insured by the federal government
Along with decreasing your interest rate, refinance loans can also help you switch from an ARM to a FRM.
Jumbo loans feature similar loan programs to fixed rate and adjustable rate programs.
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