Loan Programs
The following is a partial list of programs offered with a brief description of the key elements of each. For a complete list of the programs that we offer.
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Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction.
FHA Loans
FHA loans are private loans insured by the federal government. These loans are popular with borrowers who don’t have enough funds to pay a traditional 20 percent down payment because they only require 3.5 percent down to qualify. Those who choose these loans are required to pay mortgage insurance which slightly increases their monthly payments.
Lenders who wish to offer these loans must be approved by the Department of Housing and Urban Development. Please contact us today to find out if a FHA loan is right for you.
VA Loans
Like a FHA loan, VA loans are private loans insured by the federal government. VA loans are only available to qualified military veterans and their families. These loans are only available to these individuals for their own primary residences and cannot exceed a certain loan limit.
For information on qualifying for this loan program please give us a call today.
Jumbo Loans
A jumbo loan, or non-conforming loan, usually means any home loan for amounts higher than a certain limit. Jumbo loans feature similar loan programs to fixed rate and adjustable rate programs. There are even FHA jumbo loans. The main difference between jumbo loans and conforming loans is the interest rate. Because jumbo loans are riskier for lenders they usually have higher rates.
Learn more about jumbo loans by contacting us today.
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ARM
Hybrid ARMs
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Others
More Successful Programs
We have a comprehensive range of competitive products and its experienced team provides support on all aspects of financing for your home.
Purchase Home
Prepare your finances – before leaving the gate
Refinance
Potentially lower your monthly mortgage payment
Home Equity
Borrow against available equity with your home as collateral.
Let's Work Together!
Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction.