Refinance Your Home

Refinancing a home mortgage can be a big decision for many homeowners. Now might be the right time for you to refinance into a lower rate mortgage. You should take the time and talk to a specialist to see if refinancing makes sense for you.


People refinance for a number of reasons. You may like to consolidate first and second mortgages, get a lower interest rate, or lower your monthly payment. Perhaps you want to switch from an Adjustable to a Fixed-rate Mortgage, or to stop paying Private Mortgage Insurance (PMI). Maybe you’re just looking to cash out some of your equity for home renovations. Refinancing allows you to redefine your mortgage loan to better fit your current needs.

Interested in Refinancing? Consider this…


Is Refinancing Worth The Price?

Yes if you get a lower rate and don’t pay any out-of-pocket fee while other terms stay the same. Yes if you get a short term while your monthly payment stay the same or lower. There are other ways to figure this out and it’s best to talk to someone who knows.  Give us a call.

What Fees Do I Incur

You should strive for low or no-cost refinance and getting better terms than what you currently have. If your situation is different because you want to take cash out or consolidate debts, etc…, then choose a lender that give you the lowest rate and fee possible. We work with multiple lenders to get you that deal.

How Long Does it Take?

A typically refinance usually takes between 2 and 4 weeks. Getting your home appraised is usually where most hang-ups occur so if you can schedule a home appraisal right away then getting a refinance loan is usually very quick.

Does Bad Credit Exclude Me From a Refinance?

Not exactly. When considering a refinance loan it’s important to remember that the better your credit score the better interest rate you can get. So if you don’t have perfect credit you can still qualify for a refinance loan.

Find the right mortgage broker for your next business deal

What's Involved

Here are some of the steps you'll be going through and we're right next to you each and every single step of the way:

Apply For A Loan

Credit Check

Income/Employment Verification

Property Appraisal

Lock Your Rate

Close Your Loan

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